MediShield Life is a mandatory basic health insurance that helps to pay for large hospital bills and selected costly outpatient treatments such as dialysis and chemotherapy for cancer. It is basic because it is sized for subsidised treatments in the public hospitals. All Singapore Citizen babies are automatically covered by MediShield Life from birth, including those with congenital and neonatal conditions, for life.
MediShield Life premiums may be fully paid from Medisave and parents will be able to tap on the Medisave Grant for Newborns to pay for their MediShield Life premiums. The Government will be providing significant support to keep premiums affordable (e.g. Premium Subsidies for the lower- to middle- income, Transitional Subsidies for Singapore Citizens to ease the shift to MediShield Life for the first four years). For those who are needy and are unable to pay their share of premiums even after subsidies, the Government will provide Additional Premium Support, to help them further with the payment of their MediShield Life premiums.
Please visit the MediShield Life FAQ page for more Frequently Asked Questions on MediShield Life.