The Baby Bonus Scheme is designed to help families defray the costs of raising a child. It comprises a cash gift and a Child Development Account (CDA), a special co-savings scheme for children.
Enhanced Baby Bonus Cash Gift (inclusive of the Baby Bonus Plus)
For children born on or after 1 January 2015:
For Singapore Citizen children born on or after 1 January 2015, the Government will enhance the Baby Bonus Cash Gift by providing a Baby Bonus Plus of $2,000 cash. The enhanced Baby Bonus Cash Gift will be provided to all birth orders (an extension to the 5th and higher birth-order children).The enhancement is as follows:
Enhanced Baby Bonus Cash Gift
Birth Order |
Born on or after 1 January 2015 (for each child) |
Enhancements |
Total enhanced Baby Bonus Cash Gift
|
1st and 2nd |
$2,000 Baby Bonus Plus |
$8,000 |
3rd and 4th |
$2,000 Baby Bonus Plus |
$10,000 |
5th and subsequent |
$8,000 Cash Gift and $2,000 Baby Bonus Plus |
$10,000 |
Payment schedule
The enhanced Baby Bonus Cash Gift including the new Baby Bonus Plus is given out in 5 instalments over 18 months following the child's birth. The first 3 instalments of Cash Gift are given out at birth, and at the 6th and 12th month mark. The Baby Bonus Plus will be disbursed at the 15th and 18th month mark to provide parents with more sustained support.
Enhanced Cash Gift and disbursement schedule
(For children born on or after 1 January 2015)
Time |
Amount of Cash Gift disbursed |
1st and 2nd Birth Orders |
3rd and Subsequent Birth Orders
|
Within 7 to 10 days after joining the scheme |
$3,000 |
$4,000 |
When the child turns 6 months old |
$1,500 |
$2,000 |
When the child turns 12 months old |
$1,500 |
$2,000 |
New Baby Bonus Plus when the child turns 15 months old |
$1,000 |
$1,000 |
New Baby Bonus Plus when the child turns 18 months old |
$1,000 |
$1,000 |
Total |
$8,000 |
$10,000 |
Eligibility Criteria
For children born on or after 1 January 2015:
Your child is eligible for the enhanced Baby Bonus Cash Gift if:
- Your child is born on or after 1 January 2015, or has an Estimated Date of Delivery (EDD) on or after 1 January 2015;
- Your child is a Singapore Citizen or becomes a Singapore Citizen; and
- The child's parents are lawfully married
For information on the Baby Bonus Cash Gift, please refer to the Baby Bonus website at http://www.babybonus.msf.gov.sg
Baby Bonus Cash Gift (2013 scheme)
For children born between 26 August 2012 and 31 December 2014:
Baby Bonus Cash Gift (2013 scheme)
Birth Order |
Born between 26 August 2012 and
31 December 2014 for each child |
1st and 2nd |
$6,000 |
3rd and 4th |
$8,000 |
5th and subsequent |
N/A |
Payment schedule
Children born between 26 August 2012 and 31 December 2014 will receive the Baby Bonus Cash Gift in 3 tranches over 12 months following the child’s birth - within 7 to 10 days after joining the scheme, when the child turns 6 months old and when the child turns 12 months old.
Cash Gift (2013 scheme) and disbursement schedule
Time |
Amount of Cash Gift disbursed |
1st and 2nd Birth Orders
|
3rd and 4th Birth Orders
|
Within 7 to 10 days after joining the scheme |
$3,000 |
$4,000 |
When the child turns 6 months old |
$1,500 |
$2,000 |
When the child turns 12 months old |
$1,500 |
$2,000 |
Total |
$6,000 |
$8,000 |
Eligibility criteria
Your child is eligible for the enhanced Baby Bonus Cash Gift if:
- Your child is born between 26 August 2012 and 31 December 2014 , or has an EDD within these dates;
- Your child is a Singapore Citizen or becomes a Singapore Citizen;
- The child's parents are lawfully married; and
- The child is the 1st to 4th child of the mother.
For information on the Baby Bonus Cash Gift, please refer to the Baby Bonus website at http://www.babybonus.msf.gov.sg.
Baby Bonus Child Development Account (CDA)
The Baby Bonus Child Development Account (CDA) is a co-savings scheme for children, where savings deposited by parents into a special savings account called the CDA are matched dollar-for-dollar by the Government, up to a specified cap depending on the child’s birth order.
Child Development Account (CDA) First Step
To help more parents benefit from support provided by the CDA, eligible Singapore Citizen children born on or after 24 March 2016 will receive the CDA First Step. This is an initial balance of $3,000 (which comes from the Government's existing contribution caps) given without parents having to save in the CDA first. Parents who continue to save beyond this initial balance will enjoy dollar-for-dollar matching, up to the remaining amount of the Government contribution caps. Parents can save any time before 31 December of the year their child turns 12 years old.
For Singapore Citizen children born on or after 24 March 2016
CDA First Step and Government contribution caps for Singapore Citizen children
born on or after 24 March 2016
Parents with eligible children born from 1 July 2016 will receive the CDA First Step automatically after opening a CDA.
There is no change in the application process for the Baby Bonus Cash Gift, which all eligible parents can receive after the birth of their citizen child
For Singapore Citizen children born from 17 August 2008 to 23 March 2016
CDA Government co-matching caps for Singapore Citizen children
born from 17 August 2008 to 23 March 2016
Child Order |
From 17 August 2008 to 23 March
2016 (for each child) |
1st and 2nd Child |
$6,000 |
3rd and 4th Child |
$12,000 |
5th Child and beyond |
$18,000 |
Your child is eligible for the Baby Bonus CDA if your child is a Singapore Citizen.
If your child is born before 1 Sep 2016, he/she is eligible if the child's parents are lawfully married.
CDA savings funds can be used for child development needs at Approved Institutions registered with the Ministry of Social and Family Development (MSF). Approved uses of CDA funds include the following:
- Fees for child care centres, kindergartens, special education schools and early intervention programmes
- Medical expenses at healthcare institutions such as hospitals and GP clinics
- Premiums for MediShield Life or Medisave-approved private integrated plans
- Assistive devices
- Eye-related products and services at optical shops
- Approved healthcare items at pharmacies
CDAs for children born on or after 1 January 2006 will remain open until 31 December of the year the child turns 12.
For more information, please visit MSF’s Baby Bonus website.